Work out your budget and sort out your mortgage

Unless your bonus extended into seven figures this year, chances are you will be on a budget - and needing to arrange a mortgage. Many people choose their advisor on the basis of a friends recommendation. At Heritage we can recommend Bristol Mortgage Brokers, please call 01275 548883 for free mortgage advice.

Find a property

Ambling along the high street in the location you’d like to move to can be a great way to familiarise yourself with the area. Online searches are becoming more and more popular. View as many properties as you can as your priorities may change and it will give you a better idea of what you are looking for.

Make an Offer

There won’t be many occasions in your life when you’ll offer someone hundreds of thousands of pounds only for them to refuse to take it. It is no wonder that some buyers find the offer process the most intimidating part of moving home. Heritage can you guide you through the process.

Instruct a solicitor

To sucessfully buy a property, you have to deal with professionals who speak a very different language to most of us. You don’t need to understand much about their world - but you do need to give yourself the very best chance of ensuring that nothing goes wrong.

Valuation and Survey

Only around 20% of homebuyers commissions a professional survey - odd considering our home is the most expensive purchase most of us will ever make. For more advise on this crucial aspect of the home buying process please call Heritage Professional Services on 01275 337990.

Arrange your insurance

Insurance is rarely something we like to think about unless we have to. But the fact remains that buying a home is not without risk, for you and your dependendants. Our financial advisors can explain everything from life insurance to buildings and contents insurance, all of which are vital if you are investing hundreds of thousands of pounds in a property.

Exchange Contracts

This is traditionally the nerve-wraking, fingernail-biting bit, when chains break down and estate agents can occasionally get a little testy as you phone them for the fifteenth time in a morning. Heritage can you guide you through this process.

Move in

You’ve done it! You are now the proud owner of your dream home: what could be possibly go wrong?

Heritage can also help you arrange removals. Basically we will only relax when your funiture and you are in the new house.

Then and only then, will we consider it a job well done.